Category Archives: Savings and Investments

5 Budgeting Tips for Retirees in 2017

  Retiring in 2017? Check out these simple budgeting tips to be in charge of your finances: 1. Change the old budgeting rule While still working, the equation income minus saving equals expenses may be effective. But after retirement when there is no stable income, do budgeting differently. Divide your dollars into 3 parts: fixed…
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5 Free Web-based Personal Finance Planning Applications

  According to Kiplinger, prices of consumer goods will rise significantly faster in 2015 at around 2 percent. While the higher rate will be largely determined by pump prices (that means a big slide in crude oil can muffle the costs of consumer goods), another factor that may send anyone's budget to disarray is also…
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My Back-to-School Budget

  My two boys will be back to school in a couple of weeks. Once again, I am excited to see my boys in school uniforms, learning and interacting with kids of their age. While my excitement is there, I tried not to be so excited with buying their school supplies. Meaning, I did not…
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Review: One Last Dance by Mardo Williams

  "He laughed to himself. Who'd ever believe the best things that ever happened to him happened at age 90."   Few male writers have shone in the romance genre. Majority of highly acclaimed romance writers are female with the exception of Nicholas Sparks. This is not to politicize gender divide, but to point that…
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3 Smart Ways to Improve Your Personal Finances

  It doesn’t need to be the start of a new year to make a decision to overhaul your personal finance practices. When you find yourself in need of revamping financial practices in any day of a given year, do it. This is particularly true if you are in eminent risk of financial ruin. Here…
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